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Planned Giving

Planned giving allows donors to make a significant or long-term commitment to the Ridgefield Library while also considering their own financial planning goals. Planned gifts can benefit the Library's Annual Appeal or be used to support a number of special giving opportunities. The list below illustrates just a few of the possibilities, Further information is available in private consultation with the Library Director.

Contact: Chris Nolan, Library Director, 203-438-6960 cbnolan@ridgefieldlibrary.org

Gifts of Stock

The Ridgefield Library is pleased to accept gifts of appreciated stock, allowing the donor to make a substantial contribution while avoiding capital gains taxes. The donor may also receive an income tax charitable deduction for the full fair market value of the stock at the time of the gift. To ensure proper credit, please contact us as above for transmittal instructions.

Monthly Giving Plan

Pledging a monthly payment to the Annual Appeal or other giving program allows donors to increase their commitment while still managing their cash flow. You may arrange for a monthly recurring credit card charge or ask for convenient reminders prior to each installment. Monthly giving arrangements can now be made online at our secure donation site.

Life Insurance Gifts

Life insurance policies are another very easy way to make a meaningful gift. Name the Library as both the owner and the beneficiary of such a policy, and you are eligible for a charitable deduction approximately equal to the cash value at the time of the gift. There may be other benefits if annual premiums are still being paid; consult your life insurance agent for details.

Gifts of Real Estate

Donating real property such as a home, vacation property or timeshares, or undeveloped land can provide a tax advantage through the possible elimination of capital gains tax liability as well as through a charitable income tax deduction. Benefit calculations for gifts of real estate vary based on many factors; contact the Library or your tax advisor for more information.